Rick Matthews didn’t just help us get a mortgage—he basically became our financial therapist, life coach, and part-time magician. From day one, Rick was incredibly kind, endlessly patient (and trust me, he needed to be), and somehow always available—seriously, I’m still not convinced he sleeps. Every question we had—no matter how small, repetitive, or “wait…can you explain that one more time?”—was answered clearly and without a hint of frustration. He took what could have been a stressful, confusing process and made it feel smooth, manageable, and dare I say…enjoyable? At one point I was half-expecting him to show up with snacks and a whiteboard. If you’re looking for someone who knows their stuff, keeps you calm, and actually cares about getting you the best outcome, Rick is your guy. Calling him “the best in the business” feels like an understatement—but I’ll say it anyway: Rick Matthews is the best in the business.