Mortgage Strategies
Designed Around Your Goals
A mortgage is more than a loan—it’s a major financial decision that impacts your future. Rick Matthews provides personalized guidance, transparent communication, and tailored financing solutions to help you make smart decisions with confidence and clarity.
Experience a Mortgage Process Built Around You
Personalized Lending Guidance for Every Stage of Your Journey
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Pre-Approval Letter
Find out how much home you can afford by getting pre-approved.
Get your FREE
Pre-Approval Letter
Find out how much home you can afford by getting pre-approved.
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Why Homebuyers and Homeowners Choose Rick Matthews
Purchasing or refinancing a home is one of the most important financial decisions you’ll make, and having the right mortgage professional by your side can make all the difference. Rick Matthews is dedicated to simplifying the lending process while providing solutions tailored to your unique financial situation and long-term goals. With a commitment to transparency, responsiveness, and customer satisfaction, Rick helps clients navigate their options with confidence and clarity.
Personalized Mortgage Planning
Every borrower has unique financial circumstances and homeownership goals. Rick takes the time to understand your needs and recommend financing strategies that align with your objectives.
Clear Communication
Mortgage lending can feel overwhelming, but consistent communication helps eliminate uncertainty. You'll receive updates, answers, and guidance throughout every step of the process.
Efficient Loan Process
A streamlined approach helps keep your loan moving forward smoothly. From gathering documentation to final approval, efficiency remains a top priority.
Access to Competitive Financing Options
With a variety of loan solutions available, borrowers can explore financing options designed to fit different property types, income situations, and financial goals.
Dedicated Customer Support
Questions and concerns can arise at any stage of the mortgage process. Rick remains available to provide support, guidance, and professional assistance whenever needed.
Commitment to Long-Term Relationships
The goal extends beyond closing a loan. Building lasting relationships allows clients to receive ongoing mortgage guidance for future purchases, refinancing opportunities, and real estate investments.
A Better Lending Experience Starts Here
Finding the right mortgage involves more than securing financing—it requires working with a professional who understands your goals and is committed to helping you succeed. Rick Matthews focuses on creating a positive lending experience by combining industry expertise with personalized service and attention to detail.
Knowledge You Can Trust
Years of industry experience and ongoing market awareness help provide borrowers with reliable information and informed mortgage guidance.
Solutions Tailored to Your Needs
No two borrowers are exactly alike. Customized financing recommendations help ensure your mortgage aligns with your financial situation and future plans.
Support from Application to Closing
From your initial consultation through the final closing process, you’ll have a trusted resource available to answer questions and help keep your transaction on track.
Testimonials
Posted on Google Kangni MessanTrustindex verifies that the original source of the review is Google. Motto mortgage combines the assurance of a good result, professionalism and reliability of the service rendered. Rick Matthews is simply the bestPosted on Google Adam ReedTrustindex verifies that the original source of the review is Google. Extremely good service!Posted on Google Parth DesaiTrustindex verifies that the original source of the review is Google. Rick is amazing, he is a one stop shop for all your mortgage needs in the QC. It was pleasure working with him.Posted on Google Kevin PawellTrustindex verifies that the original source of the review is Google. Rick was great. He was on top of everything from the very get go. Presenting me multiple avenues for obtaining a loan and showed professionalism the entire way through the process. Very much recommend if you're moving to the Quad Cities.Posted on Google Regina MathesonTrustindex verifies that the original source of the review is Google. Rick was great to work with. Navigated us through the process seamlessly! I’d highly recommend Rick Matthews as your go to lender!Posted on Google joseph rippleTrustindex verifies that the original source of the review is Google. Rick held our hand through the whole process of buying our first investment property. Answered all our questions and made adjustments to suit our needs. Patient and professional. Highly recommended and we will be using his service again.Posted on Google Richard HarklessTrustindex verifies that the original source of the review is Google. Straight forward and Rick is honist.Help me through everything.Im in my new home and happy.Posted on Google Jayne BarkmanTrustindex verifies that the original source of the review is Google. Rick is a pleasure to work with. He is thorough and has excellent communication skills. I highly recommend him and Motto MortgagePosted on Google Judy KelleyTrustindex verifies that the original source of the review is Google. Rick was so helpful and walked us thru the whole process for which we were very thankful. Thank you Rick